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iwocaPay

Spread the cost of orders up to £30,000 with iwocaPay

Designed to make online payments hassle free, iwocaPay makes it easy to get the equipment you need without worrying over cost. With Pay Now and Pay Later options, iwocaPay puts you fully in control when it comes to spending allowing you to spread the cost of orders over £150 up to £30,000, providing that you’re a UK Limited Business, LLP.

Here’s how it works

Set up a spending limit with iwocaPay ahead of your next purchase

We use iwocaPay to provide our trade customers with an approved spending limit up to £30,000. You can use as much or as little of it as you like.

It only takes a few minutes and won’t affect your credit score. If you’re approved you’ll be able to

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Create your account with iwocaPay

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Pay in 30 days Pay in 3 Pay in 12 

You dont pay a penny for the first 30 days

You dont pay a penny for the first 30 days

You dont pay a penny for the first 30 days
We get paid right away  We get paid right away We get paid right away 
You pay your full balance in 30 days interest free! You pay in 3 equal monthly installments + 2.5% interest You pay in 12 equal monthly installments +3.3% interest

Ready to Pay?

Select iwocaPay at the checkout or click the iwocaPay pay link on your invoice or scan the QR code

You’ll get redirected to the iwocaPay checkout page to complete your payment. Once that’s done we’ll receive the funds from iwocaPay and process your order. If you need a hand or get stuck give  iwocaPay a call on 02037780549.

When you get to the iwocaPay checkout you’ll see two choices

Pay in 30 days: pay nothing today, settle interest free in 30 days.

Pay Later: you’ll be able to set up a payment plan with iwocaPay to split the cost into 3 or 12 equal monthly payments.

Click here to view iwocaPay's FAQ's.

If you would like to hear more or have any questions or queries call iwocaPay on 02037780549 to speak to an account manager today.

*Payment Agreements must be met on time. In event of missed payments please refer to the iwocaPay terms and conditions. Overdue invoices may be referred to a third party for collection if payment terms are not met and should this happen.

All orders are subject to IWOCA'S Pay's Terms & Conditions.

Frequently asked Questions

How long do I have to repay?

You can delay your payment by 30 days or spread your payments over 3 months or 12 months.

How quickly can I expect a decision?

Decisions are instant, simply open an account and apply, one soft credit check and let you know your credit limit instantly.

How much can can I spread monthly?

iwocaPay offer finance from £150 to £30,000. This could be used on ordering materials, fitting or both.

Can a soletrader apply with iwocaPay?

No only limited companies and LLP companies.

Im not a UK Ltd Business or LLP are credit options still available for me?

Yes, we also offer credit accounts to private sector organisations, just complete our standard credit account form